9 a.m. PT, September 23, 2010
California Department of Education
1430 N Street, Board Room, 1st Floor
Sacramento, CA 95814

Opening Remarks of Chairman Phil Angelides

Documents for the Record

Public Testimony Presented

Official Transcript

Clayton Letter to the FCIC

• Session 1: Overview of the Sacramento Housing and Mortgage Markets and the Impact of the Financial Crisis on the Region

  Mark Fleming
  Chief Economist
  CoreLogic
  Testimony (PDF) | Exhibits (PDF) | Video

• Session 2: Mortgage Origination, Mortgage Fraud and Predatory Lending in the Sacramento Region

  Karen J. Mann
  President and Chief Appraiser
  Mann and Associates Real Estate Appraisers & Consultants
  Testimony (PDF) | Video
  Thomas C. Putnam
  President
  Putnam Housing Finance Consulting
  Testimony (PDF) | Video
  Kevin Stein
  Associate Director
  California Reinvestment Coalition
  Testimony (PDF) | Exhibit 1 (PDF) | Exhibit 2 (PDF) | Video
  Benjamin B. Wagner
  United States Attorney
  Eastern District of California
  Testimony (PDF) | Exhibit (PDF) | Video

• Session 3: The Mortgage Securitization Chain: From Sacramento to Wall Street

  Vicki Beal
  Senior Vice President, Transaction Management
  Clayton Holdings, LLC
  Testimony (PDF) | Video
  Kurt Eggert
  Professor of Law
  Chapman University School of Law
  Testimony (PDF) | Video
  D. Keith Johnson
  Former President and Chief Executive Officer
  Washington Mutual's Long Beach Mortgage
  Testimony (PDF) | Video

• Session 4: The Impact of the Financial Crisis on Sacramento Neighborhoods and Families

  Pam Canada
  Chief Executive Officer
  NeighborWorks Home Ownership Center – Sacramento Region
  Testimony (PDF) | Video
  Mona Tawatao
  Regional Counsel
  Legal Services of Northern California
  Testimony (PDF) | Video
  Bruce Wagstaff
  Agency Administrator
  County of Sacramento Countywide Services Agency
  Testimony (PDF) | Video
  Clarence Williams
  President
  California Capital Financial Development Corporation
  Testimony (PDF) | Video
  Henry W. Wirz
  President and Chief Executive Officer
  SAFE Credit Union
  Testimony (PDF)| Video

• Documents for the Record

  Clayton All Trending Report (PDF)
  Clayton Originator Trending Report (PDF)
  Mortgages for Non-Owner Occupied Properties (PDF)

• Public Testimony Presented

  Allen Carpenter (PDF)
  Lovie M. Hollis (PDF)
  Nia Lavulo (PDF)